Features and Benefits

Convenient, low-cost, and secure. FlexiPay reloadable payroll debit cards are the next evolution in pay delivery for employers who want to reduce costs and improve productivity. Part-time and temporary employees, as well as employees who don’t use a checking account, will appreciate the convenience and money-management features FlexiPay offers.

Employer Benefits

FlexiPay works closely with our customers to provide significant hard and soft dollar savings to you while offering convenient money management benefits to your employees. We offer participating employers easy integration into HR and payroll processes, a simple one-step enrollment process, unmatched flexibility, enrollment and ongoing support, dedicated account management, and a 24-hour help desk, as well as online support options.

Employee Benefits

FlexiPay cardholders enjoy unparalleled flexibility and convenience without the hassles of conventional banking. Your money is available when you need it, where you need it – without check cashing or minimum balance fees. A FlexiPay debit card is good anywhere MasterCard® and Visa® cards are accepted – virtually anywhere in the world! With FlexiPay’s online account functions, money management is also a snap.

How FlexiPay Can Help

  • Seamless Integration
    • Each payroll card has a routing number and account number that works with your existing direct deposit program
    • Other payroll card programs force additional steps to fund the card
  • Low Cost to the Employer
    • Immediate employer ROI
    • Every legal U.S. resident qualifies
    • All employees banked, unbanked and credit-challenged are eligible
    • Other vendors tie the payroll card to an existing bank account, forcing those without an account to obtain one
    • Employees benefit from an additional financial tool for making purchases. Employees will enjoy the convenience of VISA to auto draft their utility bill, download music purchases, shop online, access cash at thousands of ATMs and more
  • Employer Savings
    • The American Payroll Association estimates the cost of issuing payroll checks between $2.00 and $10.00 per check. The FlexiPay payroll card utilizes the ACH Direct Deposit program, cutting costs dramatically
    • The payroll card eliminates check fraud
    • Eliminate the expense of buying checks, envelopes and postage
    • No lost/stolen check replacement
    • Using the payroll card eliminates tracking of unclaimed funds (payroll checks not cashed/received)
  • Increased Productivity with Payroll Cards
    • Free management staff from handing out checks
    • Employees don’t leave work early to cash checks
    • Better manage employee expense reimbursement
  • Employee Savings with Payroll Cards
    • Money can be accessed for FREE at merchant locations offering "cash back"
    • Substantial savings if cash received at ATM vs. check cashing stores
    • Dramatically reduce money transfer costs
    • No bank account required
  • Added Security with Payroll Cards
    • Eliminate employer financial information on issued checks
    • Eliminate check fraud
    • Employee funds are FDIC, PIN and VISA protected
    • Replace funds if lost or stolen
  • Customer Service Support
    • 24/7/365 multilingual support center to help cardholders with their account
    • Payroll cards reduce administrative time spent on handling check issuing problems
    • Customer call center handles lost and stolen cards
  • Convenience
    • Funds available at the beginning on payday
    • Easy access via Internet or phone
    • Electronic record of all transactions
    • Valuable money management instrument
    • Allows online purchases like a credit card